Insurance claims - yeah right!

The other car collided with mine without giving warning of its intention.

I thought my window was down but found it was up when I put my hand through it.

A pedestrian hit me and went under my car. The guy was all over the place. I had to swerve a number of times before I hit him.

I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.

The accident occured when I was attempting to bring my car out of a skid by steering it into the other vehicle.

I was on my way to the doctor's with rear-end trouble when my universal joint gave way, causing me to have an accident.

As I approached the intersection, a stop sign suddenly appeared in a place where no stop sign had ever appeared before.

The telephone pole was approaching fast. I was attempting to swerve out of its path when it struck my front end.

To avoid hitting the bumper of the car in front, I struck the pedestrian.

My car was legally parked as it backed into the other vehicle.

An invisible car came out of nowhere, struck my vehicle and vanished.

When I saw I could not avoid a collision, I stepped on the gas and crashed into the other car.

The pedestrian had no idea which direction to go, so I ran him over.

I saw the slow-moving, sad-faced old gentleman as he bounced off the hood of my car.

Coming home, I drove into the wrong house and collided with a tree I don't have.

The indirect cause of this accident was a little guy in a small car with a big mouth.